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Reddit mentions of Living Off Your Money: The Modern Mechanics of Investing During Retirement with Stock and Bonds

Sentiment score: 1
Reddit mentions: 3

We found 3 Reddit mentions of Living Off Your Money: The Modern Mechanics of Investing During Retirement with Stock and Bonds. Here are the top ones.

Living Off Your Money: The Modern Mechanics of Investing During Retirement with Stock and Bonds
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Found 3 comments on Living Off Your Money: The Modern Mechanics of Investing During Retirement with Stock and Bonds:

u/D74248 · 2 pointsr/personalfinance

Just use the 1040A/standard deduction numbers. Adjust by subtracting any Roth money. $75,000/yr, with no Roth looks like an effective tax rate of 7.4% and a marginal rate of 22%.

State and local varies, but often that is only on "earned income", so you may find your local and/or State tax bills to be zero. Occupational taxes, if you have them, also go away.

You might find this book helpful, though it is overkill for you at this point

Also pretty much anything written by Wade Pfau.

u/JeffB1517 · 2 pointsr/portfolios

If you are drawing from another source then that's part of your portfolio. Your portfolio is everything. Life insurance, bank accounts, pension... all count and change the effective asset allocation. Anyway those are the sorts of questions you want to ask.

Classic book on the topic: https://www.amazon.com/Living-Off-Your-Money-Retirement/dp/0997403403/