Reddit mentions of MERITOCRACY MYTH 3ED

"The Federal Housing Administration, or FHA, requires a credit score of at least 500 to buy a home with an FHA loan. A minimum of 580 is needed to make the minimum down payment of 3.5%. However, many lenders require a score of 620 to 640 to qualify"

So that means they still need established credit AND a down payment. In other words credit and at least a little wealth. As for adult schools, there are highly educated people working shitty low paying jobs because that's whats out there. This seems a lot like you want it to be a certain way, the by the boot straps, get educated, buy a house, etc. mantra, that's just not how it actually works. It is possible to be educated and hard working and to be stuck in poverty.

You're reducing a huge and complex issue into the Republican "Pull yourself up by your boot straps", they are just lazy explanation. Thing is, when you look at data and have also lived this shit first hand, you realize it is not so simple. You realize that there are plenty of educated hard working people that will never escape poverty, not because they don't try but because of how our society is structured and the various intersections of identities and social constructs. When exactly does a single parent raising 2 kids have time between their children's needs and their 2 jobs to go to school? These are the sorts of things people don't think about. What the reality is, not what they want it to be.

Americans want to believe that hard work will get you ahead in life, but we live in a oligarchy and it's about networking more so than skill sets and hard work. Hell corporate structure itself limits opportunity for promotion with its top down approach. 80 employees and 1 management spot, not a lot of opportunity. There's a multitude of influences playing out, and those influences affect one's ability to climb out of poverty. Also, those Adult School have been traditionally made for White people, most education opportunity throughout US History has been made to specifically assist Whites, not poor PoC.

The Meritocracy Myth - https://www.amazon.com/Meritocracy-Myth-Stephen-J-McNamee/dp/1442219823/ref=pd_lpo_sbs_14_img_0?_encoding=UTF8&psc=1&refRID=0X1W94PHVX1MTDTXX4SF

Oligarchy Study - https://www.cambridge.org/core/journals/perspectives-on-politics/article/testing-theories-of-american-politics-elites-interest-groups-and-average-citizens/62327F513959D0A304D4893B382B992B

Capital in the 21st Century - https://www.amazon.com/Capital-Twenty-First-Century-Thomas-Piketty/dp/1491591617

>Shit dude...do your homework.

You first.