Reddit mentions of Yamaha Pacifica Series PAC112J Electric Guitar; Lake Blue

If you want an electric, I'd check out one of these: https://www.amazon.com/Yamaha-Pacifica-PAC112J-Electric-Guitar/dp/B0002GZX36/ref=sr_1_1?keywords=yamaha+pacifica+112j&qid=1563855678&s=gateway&sr=8-1

So don’t get the nylon string classical guitar. It is purpose built with its nylon strings and wide neck for classical music.

Acoustic-electrics are made to take acoustic sound and amplify it louder. An acoustic-electric still produces sound from its body like an acoustic guitar, so plugging it in won’t help make it quiet.

If you want to play acoustic, just get an acoustic. You can get a better guitar for less not spending extra on electronics you won’t use. You can play an acoustic guitar softly enough to not disturb neighbors, and if you want to play pop get a steel string guitar. Finger picking/strumming is great for pop music and can be played as softly as you like. This would be an example of a good starter Yamaha acoustic. There are some even cheaper ones too. Here’s an even more budget friendly starter pack

If you would prefer an electric guitar, they have solid bodies and produce noise though magnets called pick-ups rather than the shape of their hollow bodies via sound holes like acoustics and acoustic-electrics. An amp is required to project this sound from the pick-ups, and with a headphones you can direct all the sound to the headphones. You can technically play without an amp but it’s very quiet and doesn’t sound good. These are great starter guitars but you’ll need an amp and headphones.

You can also find cheap electric starter kits that come with amps from squire and epiphone.

Just to reiterate once more, an acoustic-electric seems like the worst choice for you because it’s sole purpose is to make the acoustic sound louder, which is the opposite of what you want. Get an acoustic or electric, but not an acoustic-electric imo.

Cheap (relatively speaking). I started playing about six months ago and got a Pacifica 112J with a Blackstar ID core 10.

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Honestly, I'm loving them. Once I start playing, I can barely even stop myself. And they sound really nice too, although that's probably just because I've never listened to any higher end stuff.